PERSONAL ACCOUNTs RATE SHEET
Current Rates
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Freedom Interest Checking
Minimum Opening Deposit: $500
Minimum Balance to Obtain Annual Percentage Yield (APY): $1,500¹
The interest rate and annual percentage yield may change after account opening.
|
Daily Balance |
Interest Rate |
APY |
|---|---|---|
|
$1,500.00 – $4,999.99 |
0.05% |
0.05% |
|
$5,000.00- $24,999.99 |
0.06% |
0.06% |
|
$25,000.00 – $49,999.99 |
0.10% |
0.10% |
|
$50,000.00 and up |
0.15% |
0.15% |
Eagle 50 Checking
Minimum Opening Deposit: $50
Minimum Balance to Obtain Annual Percentage Yield (APY): $1,500¹
The interest rate and annual percentage yield may change after account opening.
|
Daily Balance |
Interest Rate |
APY |
|---|---|---|
|
$1,500.00 – $4,999.99 |
0.05% |
0.05% |
|
$5,000.00- $24,999.99 |
0.06% |
0.06% |
|
$25,000.00 – $49,999.99 |
0.10% |
0.10% |
|
$50,000.00 and up |
0.15% |
0.15% |
HSA Freedom Interest Checking
Minimum Opening Deposit: $500
Minimum Balance to Obtain Annual Percentage Yield (APY): $500¹
The interest rate and annual percentage yield may change after account opening.
|
Daily Balance |
Interest Rate |
APY |
|---|---|---|
|
$500.00 – $1,499.99 |
0.50% |
0.50% |
|
$1,500.00- $4,999.99 |
0.75% |
0.75% |
|
$5,000.00 – $24,999.99 |
1.25% |
1.26% |
|
$25,000.00 – $99,999.99 |
1.75% |
1.76% |
|
$100,000.00 and up |
2.75% |
2.78% |
Personal Money Market
Minimum Opening Deposit: $1,000
Minimum Balance to Obtain Annual Percentage Yield (APY): $500¹
The interest rate and annual percentage yield may change after account opening.
|
Daily Balance |
Interest Rate |
APY |
|---|---|---|
|
$500.00 – $1,499.99 |
0.50% |
0.50% |
|
$1,500.00- $4,999.99 |
0.75% |
0.75% |
|
$5,000.00 – $24,999.99 |
1.25% |
1.26% |
|
$25,000.00 – $99,999.99 |
1.75% |
1.76% |
|
$100,000.00 and up |
2.75% |
2.78% |
Freedom Savings
Minimum Opening Deposit: $50
The interest rate and annual percentage yield may change after account opening.
|
Interest Rate |
APY |
|---|---|
|
1.00% |
1.01% |
Patriot Savings (Under 18)
Minimum Opening Deposit: $10
The interest rate and annual percentage yield may change after account opening.
|
Interest Rate |
APY |
|---|---|
|
1.00% |
1.01% |
IRA Savings
|
Account Product Name |
Interest rate |
APY |
|---|---|---|
|
IRA Savings 12 month • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield (APY): $500.00¹ |
3.25% |
3.30% |
|
IRA Savings 18 month • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield: $500.00¹ |
3.50% |
3.56% |
CERTIFICATES OF DEPOSIT
A penalty may be imposed for early withdrawal on all cDs.
|
Type of CD Account |
Interest Rate |
APY |
|---|---|---|
|
6 Month CD Under $10,000.00 • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield (APY): $500¹ |
2.50% |
2.53% |
|
6 Month CD $10,000.00 and Up • Minimum Opening Deposit: $10,000 • Minimum Balance to Obtain Annual Percentage Yield: $10,000¹ |
3.00% |
3.04% |
|
12 Month CD Under $10,000.00 • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield: $500¹ |
3.25% |
3.30% |
|
12 Month CD $10,000.00 and Up • Minimum Opening Deposit: $10,000 • Minimum Balance to Obtain Annual Percentage Yield: $10,000¹ |
3.50% |
3.56% |
|
18 Month CD Under $10,000.00 • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield: $500¹ |
3.00% |
3.04% |
|
18 Month CD $10,000.00 and Up • Minimum Opening Deposit: $10,000 • Minimum Balance to Obtain Annual Percentage Yield: $10,000¹ |
3.25% |
3.30% |
|
24 Month CD Under $10,000.00 • Minimum Opening Deposit: $500 • Minimum Balance to Obtain Annual Percentage Yield: $500¹ |
2.75% |
2.78% |
|
24 Month CD $10,000.00 and Up • Minimum Opening Deposit: $10,000 • Minimum Balance to Obtain Annual Percentage Yield: $10,000¹ |
3.00% |
3.04% |
¹ Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of December 11, 2025 and subject to change.
For current rate information, call 406-892-1776 or stop in at our location in Columbia Falls.